There is a long list of 335 institutional holders of UPST within the last two holding periods in our database of 13F filers, so we've sorted through to present to you just the top 50 institutional holders of UPST by largest to smallest position reported in the institutional investor's latest 13F filing. In the institutional-holders-of-UPST table below, the initial column indicates the name of each top institutional holder of UPST, with a link to that fund's top holdings. The next columns indicate the amount of UPST stock held by each of the institutional holders of UPST, followed by the UPST position size held by the institution, and finally the date of the quarterly 13F filing period the holdings data represents for that institution.

Holder	Amount	Position Size ($ in 1000's)	As of
Vanguard Group Inc.	7,013,918	$286,589	12/31/2023
UPST	7,013,918	$286,589	12/31/2023
BlackRock Inc.		$229,490	12/31/2023
UPST	5,532,383	$226,053	12/31/2023
NOTE 0	4,700,000	$3,437	12/31/2023
D. E. Shaw & Co. Inc.		$156,700	12/31/2023
UPST	3,324,441	$135,837	12/31/2023
Call	590,600	$24,132	12/31/2023
Put	80,000	$3,269	12/31/2023
Jane Street Group LLC		$123,919	12/31/2023
Call	2,114,200	$86,386	12/31/2023
UPST	1,911,771	$78,115	12/31/2023
Put	993,200	$40,582	12/31/2023
Morgan Stanley	2,132,561	$87,136	12/31/2023
UPST	2,132,561	$87,136	12/31/2023
State Street Corp		$84,294	12/31/2023
UPST	1,835,469	$74,997	12/31/2023
NOTE 0	12,600,000	$9,297	12/31/2023
Geode Capital Management LLC	1,603,464	$65,525	12/31/2023
UPST	1,603,464	$65,525	12/31/2023
Bank of Montreal Can		$60,393	12/31/2023
UPST	1,392,198	$61,855	12/31/2023
Put	50,000	$2,222	12/31/2023
Call	17,100	$760	12/31/2023
Redwood Capital Management LLC		$53,720	12/31/2023
NOTE 0	72,956,000	$53,720	12/31/2023
Linden Advisors LP		$46,424	12/31/2023
SDBCV	63,067,000	$46,424	12/31/2023
Two Sigma Investments LP	1,060,873	$43,347	12/31/2023
UPST	1,060,873	$43,347	12/31/2023
Mirae Asset Global Investments Co. Ltd.	1,018,354	$41,610	12/31/2023
UPST	1,018,354	$41,610	12/31/2023
Voloridge Investment Management LLC	1,014,365	$41,447	12/31/2023
UPST	1,014,365	$41,447	12/31/2023
Goldman Sachs Group Inc.		$40,717	12/31/2023
UPST	1,208,817	$49,392	12/31/2023
Put	212,300	$8,675	12/31/2023
Solel Partners LP		$39,104	12/31/2023
NOTE 0	53,516,000	$39,104	12/31/2023
Group One Trading L.P.		$35,687	12/31/2023
Call	1,543,900	$63,084	12/31/2023
Put	670,500	$27,397	12/31/2023
Citadel Advisors LLC		$31,428	12/31/2023
Call	2,248,300	$91,866	12/31/2023
Put	1,986,800	$81,181	12/31/2023
UPST	507,664	$20,743	12/31/2023
Northern Trust Corp	711,831	$29,085	12/31/2023
UPST	711,831	$29,085	12/31/2023
Coatue Management LLC	684,792	$27,981	12/31/2023
UPST	684,792	$27,981	12/31/2023
Susquehanna International Group LLP		$25,999	12/31/2023
Call	3,857,000	$157,597	12/31/2023
Put	3,255,900	$133,036	12/31/2023
UPST	35,185	$1,438	12/31/2023
Charles Schwab Investment Management Inc.	573,176	$23,420	12/31/2023
UPST	573,176	$23,420	12/31/2023
Norges Bank	465,418	$19,017	12/31/2023
UPST	465,418	$19,017	12/31/2023
Capital Fund Management S.A.		$17,942	12/31/2023
Call	750,700	$30,674	12/31/2023
Put	311,600	$12,732	12/31/2023
Pathstone Holdings LLC	395,545	$16,162	12/31/2023
UPST	395,545	$16,162	12/31/2023
DeepCurrents Investment Group LLC		$13,938	12/31/2023
NOTE 0	26,130,000	$19,454	12/31/2023
Put	1,350	$5,516	12/31/2023
Context Capital Management LLC		$13,349	12/31/2023
NOTE 0	18,130,000	$13,349	12/31/2023
First Trust Advisors LP	314,171	$12,837	12/31/2023
UPST	314,171	$12,837	12/31/2023
Fred Alger Management LLC	275,315	$11,249	12/31/2023
UPST	275,315	$11,249	12/31/2023
Healthcare of Ontario Pension Plan Trust Fund		$11,044	12/31/2023
NOTE 0	15,000,000	$11,044	12/31/2023
Simplex Trading LLC		$10,667	03/31/2024
Call	1,155,700	$31,076	03/31/2024
Put	759,000	$20,409	03/31/2024
SSI Investment Management LLC		$9,941	12/31/2023
NOTE 0	13,593,000	$9,941	12/31/2023
CTC LLC		$9,746	12/31/2023
Call	8,493	$34,702	12/31/2023
Put	6,485	$26,498	12/31/2023
UPST	37,737	$1,542	12/31/2023
Two Sigma Advisers LP	230,600	$9,422	12/31/2023
UPST	230,600	$9,422	12/31/2023
Millennium Management LLC		$8,716	12/31/2023
UPST	150,502	$6,150	12/31/2023
Call	120,600	$4,928	12/31/2023
Put	57,800	$2,362	12/31/2023
Squarepoint Ops LLC		$8,680	12/31/2023
UPST	260,747	$10,654	12/31/2023
Put	146,500	$5,986	12/31/2023
Call	98,200	$4,012	12/31/2023
JPMorgan Chase & Co.		$8,392	12/31/2023
UPST	186,741	$7,630	12/31/2023
BOND	1,024,000	$758	12/31/2023
Call	100	$4	12/31/2023
Nuveen Asset Management LLC	204,956	$8,375	12/31/2023
UPST	204,956	$8,375	12/31/2023
Zweig DiMenna Associates LLC	188,693	$7,710	12/31/2023
UPST	188,693	$7,710	12/31/2023
Verition Fund Management LLC		$7,204	12/31/2023
NOTE 0	12,131	$8,932	12/31/2023
Put	42,300	$1,728	12/31/2023
Carnegie Capital Asset Management LLC	171,558	$7,010	12/31/2023
UPST	171,558	$7,010	12/31/2023
King Street Capital Management L.P.		$6,397	12/31/2023
NOTE 0	8,800,000	$6,397	12/31/2023
Bank of New York Mellon Corp	236,224	$6,352	03/31/2024
UPST	236,224	$6,352	03/31/2024
Liontrust Investment Partners LLP	155,000	$6,333	12/31/2023
UPST	155,000	$6,333	12/31/2023
Swiss National Bank	140,500	$5,741	12/31/2023
UPST	140,500	$5,741	12/31/2023
Marshall Wace LLP	137,200	$5,606	12/31/2023
UPST	137,200	$5,606	12/31/2023
Wolverine Trading LLC		$5,578	12/31/2023
Call	578,400	$23,633	12/31/2023
Put	450,400	$18,403	12/31/2023
UPST	8,509	$348	12/31/2023
Susquehanna Portfolio Strategies LLC	130,439	$5,330	12/31/2023
UPST	130,439	$5,330	12/31/2023
TENOR CAPITAL MANAGEMENT Co. L.P.		$5,027	12/31/2023
NOTE 0	6,750,000	$5,027	12/31/2023
LMR Partners LLP		$5,015	12/31/2023
NOTE 0	6,750,000	$5,015	12/31/2023
Twinbeech Capital LP	118,081	$4,825	12/31/2023
UPST	118,081	$4,825	12/31/2023